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Knowing your Bank of America, Member FDIC, routing number can save you time when you need to accomplish different banking tasks. But routing numbers can differ, depending on the state where your account was opened and the type of transaction you make. Here’s how to locate your bank routing number.
Here’s a look at Bank of America’s routing numbers for each state:
| State | Electronic Payment Routing Number | Paper Routing Number |
|---|---|---|
| Alabama | 051000017 | 051000017 |
| Alaska | 051000017 | 051000017 |
| Arizona | 122101706 | 122101706 |
| Arkansas | 082000073 | 082000073 |
| California | 121000358 | 121000358 |
| Colorado | 123103716 | 123103716 |
| Connecticut | 011900254 | 011900571 |
| Delaware | 031202084 | 031202084 |
| Florida, East | 063100277 | 063000047 |
| Florida, West | 063100277 | 063100277 |
| Georgia | 061000052 | 061000052 |
| Hawaii | 051000017 | 051000017 |
| Idaho | 123103716 | 123103716 |
| Illinois, South | 081904808 | 081904808 |
| Illinois, North | 071000505 | 071000505 |
| Illinois, Chicago Metro | 081904808 | 071103619 |
| Indiana | 071214579 | 071214579 |
| Iowa | 073000176 | 073000176 |
| Kansas | 101100045 | 101100045 |
| Kentucky | 064000020 | 064000020 |
| Louisiana | 051000017 | 051000017 |
| Maine | 011200365 | 011200365 |
| Maryland | 052001633 | 052001633 |
| Massachusetts | 011000138 | 011000138 |
| Michigan | 072000805 | 072000805 |
| Minnesota | 071214579 | 071214579 |
| Mississippi | 051000017 | 051000017 |
| Missouri East/St. Louis | 081000032 | 081000032 |
| Missouri East/Kansas City | 081000032 | 101000035 |
| Montana | 051000017 | 051000017 |
| Nebraska | 123103716 | 123103716 |
| Nevada | 122400724 | 122400724 |
| New Hampshire | 011400495 | 011400495 |
| New Jersey | 021200339 | 021200339 |
| New Mexico | 107000327 | 107000327 |
| New York | 021000322 | 021000322 |
| North Carolina | 053000196 | 053000196 |
| North Dakota | 051000017 | 051000017 |
| Ohio | 071214579 | 071214579 |
| Oklahoma | 103000017 | 103000017 |
| Oregon | 323070380 | 323070380 |
| Pennsylvania | 031202084 | 031202084 |
| Rhode Island | 011500010 | 011500010 |
| South Carolina | 053904483 | 053904483 |
| South Dakota | 051000017 | 051000017 |
| Tennessee | 064000020 | 064000020 |
| Texas, North | 111000025 | 111000025 |
| Texas, South | 111000025 | 113000023 |
| Utah | 123103716 | 123103716 |
| Vermont | 051000017 | 051000017 |
| Virginia | 051000017 | 051000017 |
| Washington | 125000024 | 125000024 |
| Washington, D.C. | 054001204 | 054001204 |
| West Virginia | 051000017 | 051000017 |
| Wisconsin | 123103716 | 123103716 |
| Wyoming | 051000017 | 051000017 |
Bank of America uses two sets of routing numbers for electronic payments and paper transactions. Electronic payments include direct deposits, ACH transfers and automatic payments. Paper routing numbers appear at the bottom of checks; you can use them if you need to order new checks.
Sometimes, the electronic payment and paper routing numbers are the same, but that isn’t true for every state. Also, your routing number is dependent on the state you opened your account in. If you move to another state after opening your account, your routing number won’t change.
While the chart above lists the electronic payment and paper routing numbers, you can confirm which applies to you by logging in to your Bank of America account online or via the bank’s mobile app.
Bank of America’s routing number and SWIFT codes for wire transfers are in the table below.
| Type of Transfer | Bank of America Wire Transfer Number |
|---|---|
| Wire transfer | 026009593 (routing number) |
| Incoming international wire in U.S. dollars | BOFAUS3N (SWIFT code) |
| Incoming international wire in foreign currency | BOFAUS6S (SWIFT code) |
The routing number on a check differs from the one you use for wire transfers. Make sure you use the correct number so the funds will be credited correctly. Bank of America uses the same wire transfer routing number for all 50 states and Washington, D.C.
If you need to receive an international wire transfer, the sender may ask for your SWIFT code. A SWIFT code is a unique identifier that some banks and other entities use for international wire transfers. Bank of America has two SWIFT codes, and you’ll select the appropriate one depending on the money transfer currency.
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A wire transfer is one of the fastest ways to transfer money to someone. The money is moved from one bank to another electronically, and you don’t need a check to complete the transaction. If you’re moving money abroad, you’re making an international transfer, and you might need to consider exchange rates when you complete the transaction.
If you have a Bank of America checking account, you can also find your routing number on a check — the check routing number is the first nine numbers in the lower left corner.
You might not have a check handy, however, so you can also call Bank of America at 800-432-1000 to find the routing number for your account.
You can find your Bank of America routing number by logging in to your account through the Bank of America website or mobile app.
To find your routing number through the Bank of America website, follow these steps:
If you’d prefer to use the mobile app to locate your routing number, follow these steps:
Some international financial institutions use an IBAN, or international bank account number, as an identifier for wire transfers. IBANs can extend up to 34 alphabetic and numeric characters, depending on the location of the financial institution. However, the U.S. does not participate in the IBAN system, so Bank of America does not have IBANs.
However, if you send money internationally from your Bank of America account, your recipient may have an IBAN. If they do, you must include the IBAN in the details you provide Bank of America to facilitate the transfer. Your recipient can give you their IBAN, or you can contact the financial institution directly to obtain it.
A bank routing number consists of nine digits identifying a financial institution in a transaction. The first four numbers are the Federal Reserve routing symbol, the following four are the ABA institution identifier, and the last is the check digit.
Keep in mind that your check routing number will depend on where you opened your Bank of America account. Bank of America has branches in most U.S. states, and different states have different routing numbers, which makes processing easier and helps the bank manage accounts better.
For instance, Texas, Missouri, Illinois and Florida each have more than one routing number, so you should contact the bank or log in to your online account to find the correct number for your account. You can also use the chart above to find your Bank of America routing number. If you’re even just one number off, your funds might go to the wrong place.
If you have a Bank of America account, you might need to know your bank routing number for various reasons. Here are some of the most common ones:
There are many reasons why you may need your Bank of America routing number, including making ACH payments and receiving direct deposits from your employer. Remember to select the appropriate routing number for your transaction, as Bank of America uses different routing numbers for various purposes. Routing numbers also differ from state to state.
Before providing a routing number to an employer, government agency or other entity, it’s a good idea to confirm its accuracy by logging in to your Bank of America account. That way, you’ll avoid any mistakes that could derail your transaction.
Cynthia Measom contributed to the reporting for this article.
Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.
